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Measure out: one part Hollywood; six parts traffic; a bunch of rich power-moguls; stir in half a dozen colonial relics (use big ones); pour in six heaped cups of poverty; add a smattering of swish bars and restaurants (don’t skimp on quality here for best results); equal parts of mayhem and order; as many ancient bazaars as you have lying around; a handful of Hinduism; a dash of Islam; fold in your mixture with equal parts India; throw it all in a blender on high (adding generous helpings of pollution to taste) and presto: Mumbai.

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Mumbai has two UNESCO World Heritage Sites, the Chhatrapati Shivaji Terminus and the Elephanta Caves. Popular places in the city are Nariman Point, Girgaum Chowpatti, Juhu Beach, and Marine Drive. Essel World is an theme park and amusement centre situated close to Gorai Beach. Asia's largest theme water park, Water Kingdom, is also located in Mumbai.

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STERNON MAGIC HILLS Apartments: nightlife
Hotels offer a remarkably diverse range of food and beverage outlets, partly because they serve not only their own guests but also attract large numbers of local residents. Their restaurants cover everything from coffee shops to fine dining and specialty outlets and the standard of service is on a par with the best in the world. The night-life is equally varied, with many bars, pubs, discos and nightclubs open until the small hours.

Outside the hotels, small eating places are to be found in all parts of the city including Deira, Bur Dubai, Satwa, Jumeirah and Dubai Marina.
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STERNON MAGIC HILLS Residences
STERNON REAL ESTATE

* Qualifying ratios: Calculations that are used in determining whether a borrower can qualify for a mortgage.

* Real Estate License: A state license granted to one as a broker or salesperson, after passing an examination. Some states have educational requirements before the brokers' examination may be taken.

Sternon Intercity Residences
sternon group: Visitors will be delighted beyond their expectations. Dubai is a holiday paradise - white beaches on which to relax and enjoy the sun, the best hotels in the world and an absolute shopper’s delight offering a unique and richly exotic experience that is both modern and traditional. As one of the safest and most relaxed environments on earth - Dubai is truly distinctive.

Sternon Galaxy Intercity Real Estate
On the fringe of the city, Emirates Golf Club-the Middle East’s first championship grass course, is an oasis of green. Its two beautifully landscaped courses offer challenging but fair golf to all standard of players.

This was also the venue for The Dubai Desert Classic 2001. The Courses

* Majlis: 18 hole championship course, plays to a par of 72
* Wadi: 18 hole par 72 course, dominated by a spectacular landscaped wadi.

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Check all avenues of finance and be aware of Banks offering you too much lending. It may sound nice that a Bank is willing to lend you lots of money based on your present income (salary multiple) but what happens if you lose your job. Regardless of being fired or worse through serious injury, illness or death, you will still have to pay back the money you have borrowed. Unfortunately your bills do not die with you so it would be prudent to get some form of Loan Protection to ensure this issue is covered in the event of the unthinkable.

STERNON MAGIC HILLS Apartments

With your wits about you and armed with a sense of humour, souk shopping can be entertaining as well as profitable. The sheer variety of goods available is bewildering. Stores teeming with the latest in electronics stand comfortably alongside huge fabric houses offering silks from India. Cut-price hi-fi tapes and discs are a favourite buy.

Somewhat incongruously, in the midst of this treasure trove of 20th century materialism, lie small booth-type shops where the traditional goods of the east can still be weighed and measured. Spices brought in by dhow from India, Sri Lanka and Zanzibar permeate the air, and perfumed oils are stored ready to be mixed to personal demands. Delicately woven carpets lie strewn for detailed inspection, weighty hookah pipes fill available corners.